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The Karr Team
RMLO NMLS 230983
NMLS #: 1200324
Terri Karr: (972) 989-4329
Sidney Karr: (817) 917-2266
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25 Noble Court,
Rockwall, TX 75032
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Informative Links

Home Mortgage Loan Information

Links to important industry news and information. If you have any questions concerning the home loan process, please contact your Premier Home Mortgage Loan Expert who is on standby ready to assist you with your home mortgage needs.

Consumer Financial Protection Bureau

Your home loan tool kit. A step-by-step guide. Visit Site…

Fannie Mae

Home page for Fannie Mae. Visit Site…

Freddie Mac

Home page for Freddie Mac. Visit Site…

HUD

Home page for the US Department of Housing and Urban Development, more commonly known as HUD. Visit Site…

REALTOR.com

The official website for the REALTOR association. Search for houses and REALTORs in your area to help you find and purchase a home. Visit Site…

SETH - Southeast Texas Finance Corp

SETH has numerous programs designed to assist moderate to low income homebuyers purchase a home of their own. Visit Site…

TSAHC - Texas State Affordable Housing Corporation

Texas State Affordable Housing Corporation (TSAHC) is a nonprofit organization that was created by the Texas Legislature to serve as a self-sustaining, statewide affordable housing provider. Premier Nationwide Lending offers some of the assistance programs provided by TSAHC. Visit Site…

USDA Income & Property Eligibility

Website to check if a specific property is eligible for a USDA loan. Can also check borrower’s income eligibility. Visit Site…

ADFA – Arkansas Development Finance Authority

The Arkansas Development Finance Authority offers down payment and closing cost assistance for low to moderate income families. Visit Site...

CAFA – Capital Area Finance Authority

The Capital Area Finance Authority helps home buyers in East Baton Rouge Parish and eight surrounding parishes with obtaining a lower interest rate loan, as well as down payment assistance. Visit Site...

Florida Housing Finance Corporation

The Florida Housing Finance Corporation provides affordable housing opportunities for eligible borrowers. Visit Site...

CHFA – Colorado Housing and Finance Authority

The Colorado Housing and Finance Authority is the state’s leading resource for mortgage programs that assist low to moderate income families achieve their goals of homeownership. Visit Site...

IHCDA - Indiana Housing & Community Development Authority

The programs offered by the Indiana Housing & Community Development Authority assists future home owners with closing costs, making down payments, and obtaining low interest rate loans. Visit Site...

Minnesota Housing Finance Agency

The Minnesota Housing Finance Agency aims to provide affordable and safe housing for the state’s residents. Visit Site...

OHFA – Ohio Housing Finance Agency

The Ohio Housing Finance Agency’s homeownership products help first-time homebuyers and others find affordable housing to meet their needs. Visit Site...

South Carolina Housing

The South Carolina State Housing Finance and Development Authority offers loan programs to assist with the purchase of a home. Visit Site...

Residential Mortgage Loan Originators

TERRI KARR AND SIDNEY KARR - a dynamic mother/daughter duo-bring their clients the perfect mix of education, product knowledge, and generations of mortgage expertise. Their seamless process will make the home buying experience less complicated and overwhelming; Delivering their clients a “World Class” mortgage experience on time and on budget EVERY TIME!

Terri, a graduate of Baylor University with a BBA in accounting, has been in the real estate and the real estate lending business for over a quarter of a century. To date, Terri has helped nearly 2000 clients with their mortgage on personal homes, vacation homes and investment properties. When not working on the perfect mortgage experience for their clients, Terri enjoys decorating her home, yoga, and being an active member and foster for Lone Star Bulldog Club Rescue. In addition, She serves on the executive board of the Disciples Women of First Christian Church Rockwall where she also participates in the hand bell choir. Terri is recognized as a member of The Producer’s Council at Premier Nationwide Lending. She was honored as one of the company’s Top Producing Loan Officers for 2013, 2014 and 2015. Terri was also recently featured in Texas Monthly Magazine as one of the 2013, 2014, and 2015 Five Star Mortgage Professionals in the state of Texas.

Sidney graduated from Hardin-Simmons University in May of 2014. She decided to follow in her Mother’s footsteps and pursue a career in the mortgage industry. She received her NMLS license shortly after graduating and has become quite a powerful part of the team with an in depth knowledge of specialty programs and credit restoration. As an accomplished equestrian with over 14 World Championship titles, Sidney has a true passion for animals. When she is not helping the team provide an exceptional mortgage experience to their clients, she likes to spend her time with her pets which include several English Bulldogs, Dachshunds, and kitties. She also enjoys spending time cooking for her friends and family and kickboxing to stay in shape. Sidney is a deacon of the First Christian Church in Rockwall where she also participates in the Hand Bell Choir. In Addition, she is a very active volunteer and foster for the Lone Star Bulldog Club Rescue.


Loan Center

Checklist

What you will need to ensure a smooth home mortgage process.

Loan Options

There are several loan options available when purchasing a home.

Down Payment Assistance

Find out more about special programs and who qualifies.

Calculator

Wondering how much you can finance?

Testimonials

Wow! Terri and her outstanding team were extremely helpful and professional. I am an independent business owner which makes home purchasing a bit difficult; however, every part of the transaction ran smoothly thanks to Terri and her team. Every time there was a snag (not due to Terri's team), they all jumped in to solve the problem. The knowledge base they all prescribe to provided me with a sense of security because I trusted they knew what they were doing and provided me with excellent advice. We also were working in a very short time line and they made sure we met it. I cannot recommend me them enough. They absolutely know their stuff. Thanks Terri and your excellent team!

Deborah B.

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