Mortgage Calculator

Residential Mortgage Loan Originators

TERRI KARR AND SIDNEY KARR - a dynamic mother/daughter duo-bring their clients the perfect mix of education, product knowledge, and generations of mortgage expertise. Their seamless process will make the home buying experience less complicated and overwhelming; Delivering their clients a “World Class” mortgage experience on time and on budget EVERY TIME!

Terri, a graduate of Baylor University with a BBA in accounting, has been in the real estate and the real estate lending business for over a quarter of a century. To date, Terri has helped nearly 2000 clients with their mortgage on personal homes, vacation homes and investment properties. When not working on the perfect mortgage experience for their clients, Terri enjoys decorating her home, yoga, and being an active member and foster for Lone Star Bulldog Club Rescue. In addition, She serves on the executive board of the Disciples Women of First Christian Church Rockwall where she also participates in the hand bell choir. Terri is recognized as a member of The Producer’s Council at Premier Nationwide Lending. She was honored as one of the company’s Top Producing Loan Officers for 2013, 2014 and 2015. Terri was also recently featured in Texas Monthly Magazine as one of the 2013, 2014, and 2015 Five Star Mortgage Professionals in the state of Texas.

Sidney graduated from Hardin-Simmons University in May of 2014. She decided to follow in her Mother’s footsteps and pursue a career in the mortgage industry. She received her NMLS license shortly after graduating and has become quite a powerful part of the team with an in depth knowledge of specialty programs and credit restoration. As an accomplished equestrian with over 14 World Championship titles, Sidney has a true passion for animals. When she is not helping the team provide an exceptional mortgage experience to their clients, she likes to spend her time with her pets which include several English Bulldogs, Dachshunds, and kitties. She also enjoys spending time cooking for her friends and family and kickboxing to stay in shape. Sidney is a deacon of the First Christian Church in Rockwall where she also participates in the Hand Bell Choir. In Addition, she is a very active volunteer and foster for the Lone Star Bulldog Club Rescue.