header graphic

Questions about Home Loans? Contact us for answers.

  • apply online
  • loan center
  • mortgage 101
  • calculator

The Karr Team
RMLO NMLS 230983
NMLS #: 1200324
Terri Karr: (972) 989-4329
Sidney Karr: (817) 917-2266
Email Us

25 Noble Court,
Rockwall, TX 75032
View Map

About Us

The Premier Residential Mortgage Loan Originators

If you have any questions concerning the home loan process, please contact your Premier Residential Mortgage Loan Originator who is on standby ready to assist you with your home mortgage needs.

WHAT WE BELIEVE:

OBJECTIVE ~ 25 Day Closings

MISSION ~ Driven by excellence

CULTURE ~ Do the right thing ~ Do the best you can ~ Show people you CARE!

Our Premier Nationwide Lending team is built upon a reputation for excellence in client service, extensive industry experience and a dedicated commitment to our clients. Our expertise in the mortgage industry and forward thinking approach allow us to adapt and rapidly respond to market changes that affect you. In doing so, we are able to offer a high level of service and provide a variety of home loan products to suit the needs of every homebuyer.

While we have available all of the typical loan products such as FHA, VA, Conventional and USDA and many Down Payment Assistance products, where we differentiate ourselves from other Mortgage Loan Officers, is by staying focused on providing excellent client service.

As dedicated mortgage professionals, we will be there for you every step of the home buying process. From selecting the right home loan product that suits your life stage and financial means, to providing real-time loan status and communication between you, your real estate agent, the title company and our office, to being able to answer all of your questions during the life of your mortgage, we are committed to making you feel you are our #1 priority!

Exceptional client service makes a difference! During our career, two key driving forces have consistently produced exceptional client experiences: hard work and always doing the right thing. Clients appreciate when you exceed expectations and doing the right thing always wins in the long run. In addition to those two main components, is an understanding that trust is earned and a deep level of industry knowledge is crucial to the foundation of how my business operates. We are proud of the many client Testimonials we have received throughout our careers.

We am always here to answer your questions and be of any assistance as you look at different possibilities and opportunities…don’t hesitate to call us anytime. We want you to have an excellent experience when buying the home of your dreams and we strive for excellence in making this a reality!

Residential Mortgage Loan Originators

TERRI KARR AND SIDNEY KARR – a dynamic mother/daughter duo bringing their clients the perfect mix of education, product knowledge, and generations of mortgage expertise. Their seamless process will make the home buying experience less complicated and overwhelming; delivering their clients a “World Class” mortgage experience on time and on budget EVERY TIME! Terri, a graduate of Baylor University with a BBA in accounting, has been in the real estate and real estate lending business for over a quarter of a century. To date, Terri has helped nearly 3000 clients with their mortgage on personal homes, vacation homes and investment properties. When not working on the perfect mortgage experience for their clients, Terri enjoys yoga and being an active member and foster for Lone Star Bulldog Club Rescue. In addition, she serves on the executive board of the Disciples Women of First Christian Church Rockwall where she also participates in the hand bell choir. Terri is recognized as a member of The Producer’s Council at Premier Nationwide Lending. She has also been featured in Texas Monthly Magazine as one of the Five Star Mortgage Professionals in the state of Texas. She was honored as one of the company’s Top Producing Loan Officers every year since 2012. Sidney graduated from Hardin-Simmons University in May of 2014. She decided to follow in her mother’s footsteps and pursue a career in the mortgage industry. She received her NMLS license shortly after graduating and has become quite a powerful part of the team with an in-depth knowledge of specialty programs and credit restoration. As an accomplished equestrian with over 14 World Championship titles, Sidney has a true passion for animals. When she is not helping the team provide an exceptional mortgage experience to their clients, she likes to spend her time with her pets which include a Great Dane, English Bulldog, and two cats. She also enjoys spending time cooking for her friends and family, as well as providing therapy services with her Great Dane. Sidney is a deacon of the First Christian Church in Rockwall where she also participates in the hand bell choir. Let our generations of Mortgage Experience serve your family for generations!


Loan Center

Checklist

What you will need to ensure a smooth home mortgage process.

Loan Options

There are several loan options available when purchasing a home.

Down Payment Assistance

Find out more about special programs and who qualifies.

Calculator

Wondering how much you can finance?

Testimonials

Connect with us:

back to top